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Low Risk

would represent the facilities where severity of loss would be minimal and close to zero in case of default. In other words, the Platform is expected to recover almost whole of the principal and profit and other outstanding charges.

Low to Moderate Risk

would represent that the severity of loss in case of default is mild, and Platform would be able to recover most of its principal and profit in case obligor defaults.

Moderate to High Risk

would represent the facilities where the severity of loss is medium.

High Risk

would be assigned to the facilities where the expected loss of principal and profit would be high.

THEMAR is a crowdlending platform that provides purchase financing services to SMEs. licensed by SAMA under 75/AC/2023

Official working hours start from Sunday to Thursday, from 9 am to 5 pm

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THEMAR evaluates investment projects for suitability and associated risks on its platform. While we strive for accurate information, our project presentations are not financial advice. Please be aware that these projects are high-risk and may lead to capital loss. Participation is at your own discretion.THEMAR studies and evaluates the investment projects and risks nominated to be offered on the platform and the suitability of the establishments benefiting from the financing, as Thamar does what is necessary to ensure the accuracy of the information provided by the parties requesting financing for their purchases to be compatible with the requirements of the Central Bank to start a financial contractual relationship. We would like to note that our presentation of projects on the Thamar platform is not considered advice to provide financing and participate in the project, as this type of project, whatever it is, is classified as high-risk and may expose the investor to losing capital with profits. Therefore, the selection of projects and participation in them is the responsibility of the participating investor.

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